Articles of Interest
(Re)Connect with Members to Improve Loyalty and Retain Loans
Driving auto loans through the member channel is vital to success in today’s marketplace. More ›
No Time to Hit the Brakes
Coasting on loan opportunities risks losing members. More ›
Shifting Gears
The resulting tightening in the credit market has encouraged many CUs to shift away from using indirect lending in this way, at least for the time being, preferring instead to refocus their efforts on building loan portfolios through their existing membership.More ›
No Time for Idling
It seems business reporters have dusted off adjectives they haven't used in years in order to describe the current economy - "volatile," "unstable" and "turbulent" are among those that appear most often. The combination of the deepest recession since the 1930s and a vise-like credit crunch has served as a one-two punch to knock a lot of consumer spending to the mat, at least for the time being.More ›
Indirect Looks to Lead Again in Lending Dance
As credit unions return to the Indirect Lending arena, the "set it and forget it" approach is ancient history. Credit unions must consistently monitor their Indirect Lending portfolios to ensure long-term success. More ›
Fewer Tums Needed As Compliance Is Addressed
There's less bellyaching about disclosures, risk management and reporting on dealership auto loans at Prevail and Sierra Central credit unions, thanks to compliance automation.More ›
Step Away From Status Quo In New Economy
New tools and procedures designed to meet regulatory challenge can help you survive a new economy. This is part two in a two-part series on how credit unions can respond to a changing economic and regulatory environment. More ›
Adapt To New Rules To Grow Your Portfolio
Surviving in a new economy requires successfully managing risk and satisfying new regulatory requirements. This is part one in a two-part series on how credit unions can respond to a changing economic and regulatory environment. More ›
Cranking Up the "VOLUME"
As the new administration grapples with the most serious financial crisis since the 1930s, fear and uncertainty remain the order of the day for many consumers. A lot of bankers, too, seem to be cringing in their vaults - the lucky ones clutching bailout money as a security blanket - while the stock market is buffeted about like a dandelion in a strong wind.More ›
Improve Lending Performance, Risk Management, and the Bottom Line
The correct analytic tools aid in the management of lending strategies, reduce delinquency and loss levels, and heighten loan growth, even in challenging economic environments. More ›
